AML Policy

Last updated: 12 June 2026

1. Commitment

CoinVault is committed to preventing money laundering, terrorism financing, and sanctions evasion. We apply a risk-based AML program in line with the FATF Recommendations and applicable local laws.

2. KYC

All users must complete identity verification before depositing or investing. Required documents typically include government-issued ID, proof of address, and source-of-funds for higher-risk thresholds.

3. Sanctions screening

Every account and counterparty is screened against OFAC, EU, UN, and HMT sanctions lists on onboarding and on an ongoing basis.

4. Transaction monitoring

We monitor deposits, withdrawals, and on-chain activity for unusual patterns, including structuring, rapid in-and-out flows, and exposure to high-risk addresses.

5. Suspicious activity reporting

Suspected violations are reported to the relevant Financial Intelligence Unit (FIU) in the jurisdiction of operation.

6. Record keeping

We retain KYC records, transaction records, and supporting evidence for a minimum of 5 years after the end of the business relationship.

7. Training

All staff complete annual AML training; the Compliance Officer holds an advanced certification.

8. Contact

AML questions: compliance@coinvault.example.